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Investments

Sharia Compliant Pension and Investments

For a number of years we have offered clients the ability to invest in a Sharia compliant manner. In addition to a number of Sharia compliant funds already mentioned in previous posts such as HSBC Amanah, Aberdeen Global Islamic Equity for now have funds specifically for the emerging market. A lot of Analyst are indicating […]

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Suitable Fund for a Sharia / Islamic Investment and Pension

Most Sharia / Islamic investment and pensions will consists in the main of stocks and shares based funds. Over the past view months the stock market has broken previous records and been extremely buoyant for investors. However with the increased likelihood of a hung parliament comes uncertainty for financial markets – and as a result […]

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Sharia Islamic Pension & Investment Fund Focus – HSBC Amanah

HSBC Amanah investment and pension fund is over 10 years old and has provided Muslims across the country the opportunity to invest in a Sharia compliant manner. The equity (stocks and shares) based fund is predominately invested in America, with household names forming a large percentage of the fund; such as Apple, Microsoft, Exxon Mobil, […]

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Islamic Investing

Islamic Investments must be certified by a panel or board who are experts in Sharia Law. A number of Islamic / Sharia funds are now on the market which will avoid:- Alcohol, weapons, tobacco, pork, financial services, gambling, pornography, leisure/media. In addition to the above, another screening process takes place based on the individual company, […]

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ISA Changes Post Budget 2014

Savings • ISAs to be transferrable to partners tax free on death pre 75 (to being into line with taxation of pensions pre age 75) • ISA threshold increases from £15,000 to £15,240 next April

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Islamic Finance – Best Savings and ISA rates

A recent article from the December edition of Money Management detailed the best sharia compliant savings and investment rates as follows:- Best ISA rate is a 120 day notice account with a rate of 1.80% with Islamic Bank of Britain Best Bond rate is 2.30% for 24 months with Islamic Bank of Britain (source : […]

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NISA Guide

New Individual Savings Accounts (NISA) were launched following the 2014 budget. They offered larger amounts to invest and more flexibility than a ISA and came into effect from 1 July 2014:- The maximum annual investment is £15000. NISA contributions can be split between cash or stocks and shares in any proportion you want. Stocks and […]

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Testimonials

"We have used the services of Sage Financial Management for the past year and we have found them to be extremely professional in their approach. The advice and guidance that we receive is honest, professional and reliable. They are always ready to find the time to meet with you and explain matters in full, in a manner that is appropriate. I will have no doubt in recommending them to friends and family."

Dr Baki, Delta Care Limited, Preston

"Sage Financial Management has certainly been very helpful to me and my company. With issues such investments and pension planning I have reaped a lot sound and impartial advice. The advisers are always flexible on meeting arrangements to suit my busy schedule, and advice is in a simple language so it does not take me too long to analyse."

I Ahmed, Eye Care Optical, Director, Nationwide

"Sage Financial Management provides an effective service that is tailored to the individuals needs. The service is performed in a professional, no-pressure manner. I have no hesitation in recommending them."

W Yasin, Riley Moss Chartered Accountants, Preston
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