Your information is 100% private and will never be sold or shared.
Auto Enrolment Workplace Pensions a Win Win for Employees
Every eligible employee will be able to join a workforce pension, gaining tax relief on contributions and more importantly getting an employer contribution. For example if an employee contributes 80pence, they will receive 20 pence tax relief from the taxman and a further £1 contribution from their employer; suddenly this contribution of 80 pence turns into £2.
I completely understand that ever employee circumstances will be different and some of you may want to save a home or put your children through higher education; but I strongly believe workplace pensions are a good starting point for long term savings.
Another plus point is the freedom you now get taking your retirement benefits; the pension reform allows you to take money from your pension in a similar way to a bank account. Please bear in mind only the first 25% is tax free and the remaining is taxable at your marginal rate of tax.
Finally please do contact us if you are interested in attending our free seminar in London, Manchester and Preston on Workplace Pensions.
Complementary Financial Advice Guides
Auto Enrolment Pensions
Auto-enrolment aims to increase the level of retirement saving though the workplace and affects every employer in the UK. This guide tells you how all employers including micro businesses can prepare for compulsory pension auto-enrolment. Sign up now to receive information about our paid services and receive this bonus guide today.Get The Guide
Guide to ISAs
2014-15
Our complimentary guide to ISAs 2014-15. In this guide we discuss individual savings accounts and how to make the most of your annual tax year allowance. We cover questions such as 'What is an ISA?' and 'What should I look for in a cash ISA?' Sign up now to receive information about our paid services and receive this bonus guide today.
Get The Guide
Planning For Retirement
Despite all of the recent changes, pensions still represent one of the most tax-efficient ways for most people to save for retirement. The aim of our retirement guide, therefore, is to help you understand the options that are available to you. Sign up now to receive information about our paid services and receive this bonus guide today.Get The Guide
Successful Investment
Successful long-term investment is not just about buying low and selling high – although that is always a good principle to bear in mind. Go back to basics– markets may rise and fall but the rules of sensible investment remain constant. Sign up now to receive information about our paid services and receive this bonus guide today.Get The Guide
Testimonials
"We have used the services of Sage Financial Management for the past year and we have found them to be extremely professional in their approach. The advice and guidance that we receive is honest, professional and reliable. They are always ready to find the time to meet with you and explain matters in full, in a manner that is appropriate. I will have no doubt in recommending them to friends and family."
Dr Baki, Delta Care Limited, Preston"Sage Financial Management has certainly been very helpful to me and my company. With issues such investments and pension planning I have reaped a lot sound and impartial advice. The advisers are always flexible on meeting arrangements to suit my busy schedule, and advice is in a simple language so it does not take me too long to analyse."
I Ahmed, Eye Care Optical, Director, Nationwide"Sage Financial Management provides an effective service that is tailored to the individuals needs. The service is performed in a professional, no-pressure manner. I have no hesitation in recommending them."
W Yasin, Riley Moss Chartered Accountants, Preston
Leave a Reply