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On 6th April 2001, the Government introduced a new type of private pension, known as a Stakeholder Pension. Stakeholder pensions are intended to encourage people to make pension provision by having low charges (i.e. a maximum total charge of 1.5% per annum for the first 10 years then 1% thereafter). These have a low minimum contribution levels and do not penalise policyholders if they need to stop payment contributions or move their funds to another provider.
We offer advice on Stakeholder Pension as a flexible way of investing money that you use to provide a retirement income. You also get all the tax advantages that any other pension contract offers.
- Being Independent Financial Advisors we will select the most suitable contract from the whole market. You can start your Stakeholder Pension with as little as £20 and if you make regular payments, you can stop, start or change your payments as often as you like.
- You will get tax relief on your payment and the Pension provider will claim back basic rate income tax for you from HM Revenue & Customs (HMRC) and add it to your plan. If you pay tax at a higher rate, you may be able to claim further tax relief on your annual self-assessment tax return.
- Most Stakeholder Pension Providers will offer you a wide range of pension funds to invest into; obviously we will ensure the investment is suitable based on your attitude to risk.
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